Mark Atwood (fallenpegasus) wrote,
Mark Atwood

Public Service Announcment.

If you live in the US, tomorrow afternoon, take a half an hour and perform the following public data hygiene:

  1. Put all your phone numbers on the national Do Not Call list.
  2. Go here to put a notation in your credit reporting file that you don't want credit solicitation offers. This stops all the "you have been pre-approved for credit" junk that can trash your life if stolen from your mailbox. There are various "services" that will do this for you for a "low annual fee". They are crooks, as all they do is forward your information to this site.
  3. Go here and print out and post mail the forms to put your name on the "Direct Marketing Association Mail Preference Service" list. This stops most random catalogs and other assorted junk mail. Once again, there are assorted crooks who offer to do this for a "low annual fee". Ignore them.
  4. Now, gather together your old addresses, account numbers, your SSN, and so forth, and go here to get your free credit report from each of the three reporting companies. They will try to sell you additional services. Don't be confused, just get each report in turn, and print it out, and then rigorously fact check it. If you find blatant errors or evidence of identity theft, start NOW fixing it.

By the end, you will be grinding your teeth at the DMA and credit agency scumballs who are acting like they are doing you a favor.

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